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American Modern Insurance Group has appointed TWFG Insurance Services as an authorized agent for ATV, Boat, Motorcycle and RV or recreation vehicles or motor homes, in approximately 35 states.
You'd expect most motorcycle insurance policies to provide
liability protection as well as comprehensive and collision. But consider what
else you might need. Does the policy protect accessories installed by the
manufacturer, such as luggage carriers and saddlebags? Does it cover damage to
your helmet? There are many important differences from one specialty policy to
Also, be aware that many carriers depreciate claim settlements. If it's important for you to be able to replace your cycle in the event of a total loss, you need a policy that offers replacement cost coverage, not actual cash value. The American Modern Motorcycle Insurance program is one of the best at providing the broad coverage and "user friendly" features you need in a motorcycle insurance policy.
American Modern Insurance Group (American Modern), wants you to fully enjoy your motorcycle experience, without worrying about your insurance protection. The right combination of insurance and safe operations will greatly enhance your time on the road, throughout your travels.
Replacement Cost Coverage. Don't suffer from costly depreciation. This optional protection, available on select cycles, pays to policy limits to replace a loss to your cycle. If your bike is stolen or damaged beyond repair, and Replacement Cost coverage is part of your policy, we will pay to replace the lost unit with another of like kind and quality.
Accessory Coverage. We include $3,000 in coverage for all permanently-attached accessory items, including non-manufacturer accessories. Need more coverage? Just tell your agent.
Helmet Collision. If your headgear is damaged due to a covered loss, we'll pay up to $400 per helmet, $800 per occurrence. We also offer an optional Safety Apparel Coverage for approved cycle clothing and apparel, when damaged in an accident.
Travel Loss Reimbursement. This optional coverage provides protection to policy limits for:
Trip Interruption Coverage. If your cycle breaks down or is damaged when you're 100 miles or more from home, we cover meals and lodging expenses, as well as alternate transportation home.
Tow and Emergency Road Service Coverage. We pay to policy limits for your tow.